For iOS · Quietly confident savings

See every euro
before it arrives.

Hork forecasts your savings day by day, lets you set goals you'll actually hit, and answers questions about your money — entirely on your phone. No accounts. No tracking. No cloud.

Free · no account needediOS 17+100% on-device
9:41●●●
Saturday, April 17
Hello, Sam
Savings today
€3,000
▲ €500 this monthon track
now−€2k+€500AprMayJunJul
Coming up
See all ›
Salary
Apr 25 · in 8 days · monthly
+€500
Income tax
Jun 16 · yearly
−€2,000
Thinking about a big purchase?
Ask Hork how it'd affect your savings.
Home
Timeline
Ask
Settings

Forecast

Tomorrow's balance, today.

Every recurring salary, bill, and tax payment becomes a point on the curve. Hork projects your savings forward — so you always know the lowest point ahead, and when it lands.

Timeline

A picture of the next twelve months.

Scrub the curve. Tap a key moment. See what would happen if you moved, skipped, or doubled it. The big decisions become small ones.

  • Daily projection out to a full year
  • Recurring events handled automatically
  • Visual warning when you'd dip below your floor
9:41●●●
Timeline
Graph
Day-by-day
List
projected in July
€3,500
lowest
€1,000
Jun 16
€0€1k€2k€3k€4know+500+500tax+500AprMayJunJul
1M3M6M1YAll
Key moments
Salary
Apr 25 · recurring
+€500
Salary
May 25 · recurring
+€500
Income tax
Jun 16 · yearly
−€2,000
Salary
Jun 25 · recurring
+€500

Goals

Save toward what matters.

Set a goal — a deposit, a trip, a cushion — and Hork shows you exactly when you'll reach it at your current pace. Adjust the pace, the goal, or your habits, and the date moves with you.

A clear target

Set how much, by when. Hork tells you if it's realistic, and the smallest change that gets you there.

Live-tracked progress

Every transaction nudges the line. No spreadsheets. No Sunday-evening reviews.

Honest forecasts

Hork won't tell you what you want to hear. If a goal slips, you'll see it weeks early — not the day it's due.

Ask Hork

A finance assistant that lives in your pocket.

Ask Hork anything — "Can I spend €1,750 in May?" — and it answers using the model on your phone. Your numbers don't go to a server. They don't go anywhere.

9:41●●●
Ask Hork
on-device
Today · 9:41
Hey 👋 Ask me anything about your savings.
Can I spend €1,750 in May?
Not a great idea — you'd dip to around €1,250 before the tax payment on Jun 16, but you need €2,000 that day.
⚠ Shortfall of €750 on Jun 16
What about €800 instead?
That works. Lowest balance would be €2,200 on Jun 16, right after tax.
What if I buy a laptop?Balance in 3 months?Tightest month?
Ask about your savings…

100% on-device

The model runs on your phone, not ours.

Hork uses Apple's Foundation Models — small, fast, on-device. Every question, every answer, every number stays inside your iPhone. No API call ever leaves the device.

  • Works fully offline — on the train, on a plane, anywhere
  • No prompts logged. No conversations stored on a server.
  • Energy-efficient inference — kind to your battery

Privacy, by construction

Your money is your business.

We built Hork the only way that makes sense: nothing leaves your phone. There's no Hork account because there's nothing for us to store.

0
Servers handling your financial data
0
Trackers, analytics SDKs, or third-party scripts
100%
Of your numbers stay on your device

Take ten quiet minutes
with your money.

Set up Hork once. Let it watch the curve. Get on with your day.